Things To Know When Applying For A Secured Loan 23. October 2019 Administrator Blog (0) View Full Image
How To Apply For A Secured Loan 17. September 2019 Administrator Blog GCTFCU Blog | Blog Toggle navigation Home Log in Greater Central Texas Federal Credit Union, 3305 E Elms Road Killeen, TX 76542 Telephone: 254-690-2274 www.gctfcu.net Things To Do Immediately If Your Credit Card Is Stolen 21. November 2018 Administrator Blog (0) View Full Image All About Credit Score 16. November 2018 Administrator Blog (0) View Full Image How Do Credit Unions Work 30. October 2018 Administrator Blog (0) Credit unions are financial cooperatives comprising of members who pool their money which is further used to provide loans, financial products and services, and demand deposits to one another. The income generated by a credit union is used for various projects and services that are in interest of community and members of the union.On the surface, credit unions have many similarities with other financial institutions, but they greatly differ in their working. To understand the working of credit unions, let’s look at the following points:They are owned by their members. Anyone who opens an account with a credit union, albeit a small one, becomes a partial owner. So, every member has an equal right to vote for the leadership position of the union. However, to become a member, one needs to qualify. For this: You should live, work or worship in a particular city or area, Be a member of a certain group e.g. the same college, armed forces, a church, etc. You will have to fill out an application form, prove your eligibility, provide the name of a relative, employer or organization you work for and personal information such as your place of residence and work.Thereafter you will have to choose the financial services you are interested in.Once you are eligible for being a member of the credit union, the next requirement is to open an account with it. Credit unions are federally insured or protected by National Credit Union Share Insurance Fund (NCUSIF). They consist of an upper management body which formulates strategies, makes policies and so on. This board generally comprises of elected volunteers.Service precedes profitability in credit unions and this is the reason for which they offer competitive rates for their services and products. Most credit unions offer savings and loan accounts to their members along with other additional products and services.Credit unions provide services such as Checking Accounts, ATM Cards, Credit Cards, Auto Loans, Payroll Deduction, Direct Deposit, Notary Service, Mastercard Cash Advance, On-Line Access, Mastercard Gift Cards, Wire Transfer, ACH Origination, Bill Pay etc.You can become a member of Greater Central Texas Federal Credit Union to avail the services offered. For more information, visit at 3305 E Elms Road, Killeen, TX 76542. You can also call at (254) 690 – 2274. Ways To Get Out Of Credit Card Debt 25. October 2018 Administrator Blog (0) View Full Image Things To Know About Unsecured Loans 16. October 2018 Administrator Blog (0) View Full Image Finding A Credit Union 29. September 2018 Administrator Blog (0) Credit union membership has myriad benefits such as great services, low fees, competitive rates and exclusive member discounts. When looking for credit unions, strive to look for the best and not just the most convenient one.If you are keen on opening an account in a credit union but cannot decide on which one is the best for you, the following tips may be helpful in simplifying your search:An Insured Credit Union: Pay attention to whether the credit union is insured by the Federal Deposit Insurance Corporation or by the National Credit Union Administration. Eligibility: Narrow down your search by looking for credit unions for which you qualify. This will save you a lot of time and energy. Examples of factors that will determine whether you qualify for the membership in a credit union are the town you live in, the organization for which you work, etc.Research: Consult people you know to search for credits unions in your area for which you are eligible. Listen carefully to what they have to say about its working, customer service and other services. Choose a credit union with maximum number of satisfied members. Assess Your Needs: Finding the right credit union is not just limited to eligibility but to your needs too. Consider whether the services and products being offered are what you are interested in. Compare the interest rates of the credit union/s with that of other financial institutions. Strike a conversation with the staff and assess whether their vibe and way of dealing with customers matches your expectations. Online Resources: Using online resources like credit union locators for finding credit unions based on location and distance to produce quick and reliable results right from the comfort of your home. All you have to do is click on “detect my location” and within a few seconds the results will be on your smartphone, tablet or desktop.Consider The Services Provided: If you belong to a specific group or community e.g. an employee of a specific company, a member of military or a resident of a particular community, look for a credit union that provides specific services that are oriented towards your groupVariety Of Financial Services: An ideal credit union is one which provides a wide plethora of services under one roof. Example of such services are credit and debit cards, auto loans, home lending services, savings programs, financial counselling, etc.For more information, visit Greater Central Texas Federal Credit Union at 3305 E Elms Road, Killeen, TX 76542. You can also call at (254) 690 – 2274. Reasons Why You Should Have A Saving Account 26. September 2018 Administrator Blog (0) View Full Image Benefits Of Increasing Your Credit Limit 25. September 2018 Administrator Blog (0) View Full Image How To Protect Yourself From Credit Card Hacks 31. August 2018 Administrator Blog (0) View Full Image Reasons To Opt For Credit Union Auto Loans 27. August 2018 Administrator Blog (0) View Full Image << Older posts Newer posts >> Newer posts12...11121314151617181920Older posts
Things To Do Immediately If Your Credit Card Is Stolen 21. November 2018 Administrator Blog (0) View Full Image
How Do Credit Unions Work 30. October 2018 Administrator Blog (0) Credit unions are financial cooperatives comprising of members who pool their money which is further used to provide loans, financial products and services, and demand deposits to one another. The income generated by a credit union is used for various projects and services that are in interest of community and members of the union.On the surface, credit unions have many similarities with other financial institutions, but they greatly differ in their working. To understand the working of credit unions, let’s look at the following points:They are owned by their members. Anyone who opens an account with a credit union, albeit a small one, becomes a partial owner. So, every member has an equal right to vote for the leadership position of the union. However, to become a member, one needs to qualify. For this: You should live, work or worship in a particular city or area, Be a member of a certain group e.g. the same college, armed forces, a church, etc. You will have to fill out an application form, prove your eligibility, provide the name of a relative, employer or organization you work for and personal information such as your place of residence and work.Thereafter you will have to choose the financial services you are interested in.Once you are eligible for being a member of the credit union, the next requirement is to open an account with it. Credit unions are federally insured or protected by National Credit Union Share Insurance Fund (NCUSIF). They consist of an upper management body which formulates strategies, makes policies and so on. This board generally comprises of elected volunteers.Service precedes profitability in credit unions and this is the reason for which they offer competitive rates for their services and products. Most credit unions offer savings and loan accounts to their members along with other additional products and services.Credit unions provide services such as Checking Accounts, ATM Cards, Credit Cards, Auto Loans, Payroll Deduction, Direct Deposit, Notary Service, Mastercard Cash Advance, On-Line Access, Mastercard Gift Cards, Wire Transfer, ACH Origination, Bill Pay etc.You can become a member of Greater Central Texas Federal Credit Union to avail the services offered. For more information, visit at 3305 E Elms Road, Killeen, TX 76542. You can also call at (254) 690 – 2274.
Finding A Credit Union 29. September 2018 Administrator Blog (0) Credit union membership has myriad benefits such as great services, low fees, competitive rates and exclusive member discounts. When looking for credit unions, strive to look for the best and not just the most convenient one.If you are keen on opening an account in a credit union but cannot decide on which one is the best for you, the following tips may be helpful in simplifying your search:An Insured Credit Union: Pay attention to whether the credit union is insured by the Federal Deposit Insurance Corporation or by the National Credit Union Administration. Eligibility: Narrow down your search by looking for credit unions for which you qualify. This will save you a lot of time and energy. Examples of factors that will determine whether you qualify for the membership in a credit union are the town you live in, the organization for which you work, etc.Research: Consult people you know to search for credits unions in your area for which you are eligible. Listen carefully to what they have to say about its working, customer service and other services. Choose a credit union with maximum number of satisfied members. Assess Your Needs: Finding the right credit union is not just limited to eligibility but to your needs too. Consider whether the services and products being offered are what you are interested in. Compare the interest rates of the credit union/s with that of other financial institutions. Strike a conversation with the staff and assess whether their vibe and way of dealing with customers matches your expectations. Online Resources: Using online resources like credit union locators for finding credit unions based on location and distance to produce quick and reliable results right from the comfort of your home. All you have to do is click on “detect my location” and within a few seconds the results will be on your smartphone, tablet or desktop.Consider The Services Provided: If you belong to a specific group or community e.g. an employee of a specific company, a member of military or a resident of a particular community, look for a credit union that provides specific services that are oriented towards your groupVariety Of Financial Services: An ideal credit union is one which provides a wide plethora of services under one roof. Example of such services are credit and debit cards, auto loans, home lending services, savings programs, financial counselling, etc.For more information, visit Greater Central Texas Federal Credit Union at 3305 E Elms Road, Killeen, TX 76542. You can also call at (254) 690 – 2274.
Reasons Why You Should Have A Saving Account 26. September 2018 Administrator Blog (0) View Full Image
How To Protect Yourself From Credit Card Hacks 31. August 2018 Administrator Blog (0) View Full Image