Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Things To Consider While Obtaining Used Car Loan

7. May 2011 Administrator (0)

Getting a good used car loan is not that hard. If you do proper research and locate the suitable lender, you can acquire a great loan without much hassle. It is also essential to find the right used car to buy. Below are a few things which are to be kept in mind while looking for an affordable used car loan:

To score a great used car loan, you should make sure that your credit report is as clean as possible. Pay all your bills on time and see to it that you do not take loan that you cannot afford to pay back. The better your credit is, the better the rate on your loan would be. It is also recommended to go for a good loan company. Make it a point to find a loaner who is reliable, well known and provides great customer support. Ask your friends and family for helpful advice and check out for any potential loaner with the Better Business Bureau. 

It is advisable to figure out how much you wish to spend when you apply for a used car loan. A used car loan is generally obtained by placing any collateral as security.  In general, the car loan procedure is quite simple and speedy. There are also a few things to be cautious about when you are looking at a used car. Watch out for the inflated prices. Find out the practical value of the used car before making your way to have a look at it; so you will know what the fair price is. Be watchful of the hidden mechanical troubles. Make sure that you get the used car scrutinized by a mechanic whom you trust prior to finalizing the deal. 

Thus, when you are looking for a used car loan, keep these tips in mind. If you are watchful and smart, then you will get a great used car as well as an outstanding deal on financing! Above all, in regards to the financing, be sure to shop around as the loaning market is highly competitive and you can save a bundle if you take out time to shop around for your used car loan.

If you wish to acquire a great used car loan, then you should by all odds reach Greater Central Texas Federal Credit Union. Contact us at 254-690-2274 to know more about our services.

Lowest Used Car Loan - Auto Loan in Killeen, Tx

GCTFCU Blog | Benefits Of Availing Online Service Offered By A Credit Union
Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Benefits Of Availing Online Service Offered By A Credit Union

28. December 2017 Administrator Blog (0)
Credit unions are a favorite amongst masses due to the services and convenience they offer to their members. Not only do they offer online tools and facilities which save a member’s precious time and money but they also provide some of the best secure online services free of cost. Examples of such online services are payment of bills, banking, offering e-statements, mobile banking and so on.

Here we have listed certain benefits of availing online services of a credit union.

  • Keeping Up With Your Accounts 24/7
Availing the online banking services that credit unions offer makes it convenient and easy for members to access and manage their money at any hour of the day. There are no forms to fill, no queues, etc. Your money is just a tap away. You can also get details about previous transactions and current balance by click of mouse though online panel provided by credit union.

  • Easy Transfers
This is a person to person service which makes it easy to send and receive money securely. No need to write a check to send someone money. The Electronic Transfer service lets you carry out these transactions in less than a day’s time.

  • Fast And Secure Monthly Statements
Online services save on a lot of time by offering members the facility to access e-Statements. It becomes very easy to manage finances as per ones convenience. The e-Statements and forms are available on PC’s and smartphones. All you have to do to sign up for these statements is to log on to your credit union’s online banking account.

  • Protection Of Personal And Financial Information
With more people leaning towards transacting online, the security of one’s personal and financial information is crucial. When availing online services offered by credit unions, you are completely safe. Information of each and every member of the credit union is highly secured.

  • Timely Payment Of Bills
Credit unions offer online bill payment through which you can make quick and secure payments, anywhere and at any time. In a flick of a second, you can view your bill details, history, make payments etc. You would never forget to make important payments as Credit Unions offer you a convenient service through which you can pre-schedule them.

We, at Greater Central Texas Federal Credit Union, offer various online services to our members in Killeen, TX. For more information call us at (254) 690 – 2274.

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