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Contact Us : (254) 690 - 2274
Fax : (254) 690 - 2708
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Serving Central Texas since 1957
Formerly Known As Killeen Teachers Federal Credit Union
Products & Services

 GCTFCU has many products to offer including: 


Checking Account- Free and unlimited check writing, VISA Debit and ATM transactions.

  • E-Statements
  • Golden Apple Checking Account for members age 55+:  No minimum daily balance and no fee if daily minimum balance falls below $300.

Low interest loans- Our loans are very competitive with local area financial institutions. New car loans as low as 2.99% Annual Percentage Rate (APR) wac*. Used car loans as low as 3.99% APR wac*. Unsecured loans as low as 11.5% APR wac*.

MasterCard- We offer regular MasterCard, Gold MasterCard, and Platinum MasterCard. Check out our rates - 9.95% APR for regular, 9.25% APR for Gold, and 8.99% APR for Platinum.  Fixed rates and No Annual Fee.

Savings accounts- Our many types of savings accounts include: Vacation and Christmas Club, Tiered Money Market accounts, Variable Rate IRA's, and Certificates of Deposit.  

* with approved credit