Interest & Dividend Rates Effective as of December 19, 2024
*Discounted Vehicle Loan APR figured with approved credit AND automatic/electronic payment
**Payment Example: New auto loan of $20,000 for 36 months at 5.00% APR will have a monthly payment of $599.41.
| Secured Loans |
*APR
(Annual % Rate) |
Term |
| Down Payment May Be Required |
|
|
| New Autos |
|
|
| A credit |
5.40 |
up to 60 mo |
| B credit |
6.65 |
up to 60 mo |
| C credit |
9.90 |
up to 60 mo |
| UsedAutos |
|
|
| A credit |
6.15 |
up to 60 mo |
| B credit |
7.40 |
up to 60 mo |
| C credit |
10.65 |
up to 60 mo
|
| Recreation Vehicle (boats, ATVs, RVs, motorcycles) APR rates are 2 percentage points higher than Used Autos |
|
|
|
** Ask about our 72 month Vehicle Loan Rates **
Share Secured Loans: Rate will be 2% over secured account rate
Loan Processing Fees: Less Than $1,000 - $20.00
$1,000 and higher - $25.00
|
A Rate Discount up to .25% APR may be given for auto loan signed up with automatic/electronic payments
Will rate match will approved credit
| Unsecured Loans |
APR* |
Term |
| |
| A credit |
9.41% |
n/a |
| B credit |
10.41% |
n/a |
| C credit |
11.41% |
n/a |
**APY=Annual Percentage Yield
| Savings |
Rate |
APY** |
Term |
| Savings (minimum $20 + $5 fee) |
.10 |
.100 |
n/a |
| IRAs |
.5 |
.501 |
n/a |
| Money Market Tier Accounts |
Rate |
APY** |
Term |
| $2,500 - $9,999 |
.10 |
.100 |
n/a |
| $10,000 -$24,999 |
.10 |
.100 |
n/a |
| $25,000+ |
.20 |
.200 |
n/a |
| Certificates of Deposits |
Rate |
APY*** |
TERM |
| $1000+ |
|
|
|
| 6 month |
2.25 |
2.269 |
6 month |
| 12 month |
2.51 |
2.534 |
12 month |
| 24 month |
3.0 |
3.034 |
24 month |
| 36 month |
3.0 |
3.034 |
36 month |
*APR = Annual Percentage Rate
***APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal.
Rates may change at any time.
