Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Services Offered By Credit Unions

18. December 2019 Administrator Blog (0)
Being non-profit and member-owned organization, a credit union offers a variety of financial services to its members at affordable rates. People consider credit unions to meet their financial goals because of their attractive rates and fees, sense of community, shared branching and personal services offered. 

Here is a comprehensive list of services offered by credit unions to their members:

  • Savings Accounts: Under a credit union, savings accounts pay dividend to members based on the amount deposited and the prevalent interest rates. Transfers out of savings accounts are limited as per the federal law but there is no limit to the number of deposits.
  • Checking Accounts: These accounts offer the freedom to spend money without monthly limits. Members can gain access to their money via debit cards, online bill payment, writing a check and paying cash. The credit union pays interest on a members cash without any limits to the monthly transactions. Debit cards (offered for free), can be used to withdraw money from ATMs and make online payments.
  • Certificates of Deposit: These deposits pay higher interest to the members, provided the amount deposited is not withdrawn for a specific period of time. They are considered as one of the safest investments that pay more interest. Users who want some freedom to withdraw money without being charged interest can avail other accounts such as Money Market Accounts.
  • Loans: Credit unions offer members a variety of loans such as auto loans (secured and unsecured) and credit cards.
  • Other Services: In addition to the above-mentioned services, credit unions also offer Outgoing and Incoming ACHs, Bill Pay, Gift Cards, IRAs (Traditional and Roth), Club Accounts (Christmas Club and Vacation Club), ATM services, Payroll Deduction, Overdraft Protection, etc.
Greater Central Texas Federal Credit Union offers a variety of beneficial services to its members. The member services include savings account, checking account, vehicle loans, etc. For further information on services offered by a credit union, visit us at 3305 E. Elms Rd., Killeen, TX – 76542. You can also call us at: (254) 690 – 2274. 

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GCTFCU Blog | Secured Car Loans In Texas
Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Secured Car Loans In Texas

9. January 2014 Administrator (0)

Greater Central Texas Federal Credit Union is a Killeen-based credit union offering user-friendly auto loans with flexible loan terms and affordable interest rates. If you are looking for a secured car loan in Texas, we can help you get one with our quick loan processing and easy approval. Such a loan is taken against collateral, which is usually the car itself, but could also be some other asset such as your house, boat, property, etc. The basic requirements of such a loan are a verifiable source of income, steady employment, and long-term residence.

The major advantage of getting a secured auto loan from our credit union is that we make it possible for you to pay smaller amounts over a longer period, which is a key benefit for those with limited savings or a low income. We offer a high degree of flexibility in terms of payments, as well as other aspects of secured car loans. This gives you better control over your loan, and how you can pay it back. 
In addition to this, there are also greater chances of approval when you opt for a secured auto loan, since we have lower income requirements for secured car loans. This makes such a loan an ideal option for you if you have a significant income that does not show well on paper. Being a member-run, non-profit organization, our interest rates on auto loans are much lower than the average interest rates in the market. The end result is more dollars in your pocket by the end of the loan term, and a hassle-free experience all through.

We offer secured car loans on used as well as new cars. Our friendly and highly knowledgeable staff will guide you through the process of getting approved for a secured auto loan, while also providing you with valuable guidance regarding the best loan option for you. Ever since our establishment in 1957, we have gone on to become one of the most trusted credit unions in Texas. By opting for our secured car loan, you can be sure of getting the best possible deal, since we do not charge any hidden fees or additional costs. We further add to your convenience by offering easy online access, using which you can log on to make loan payments. Call us today at(254) 690-2274 to apply for the lowest secured car loan in Killeen, TX.

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