The Greater Central Texas Federal Credit Union is a customer friendly credit union where you can obtain cheap auto loans with flexible loan terms. We have been providing auto loans to customers in Central Texas since our establishment in 1957, making us a trusted name in financial services. Our aim remains to help people secure their dream car without undergoing a tremendous financial burden. Our friendly staff shall help you to determine the best loan terms for you based on a detailed financial evaluation.

Greater Central Texas Federal Credit Union deals with auto loans on used as well as new cars, including cars, SUVs, vans, and trucks. In addition to that, we also offer loans on campers, ATVs, boats, and motorcycles, offering a comprehensive loan service for our members. We ensure that you get the best possible deal on an auto loan, by offering competitive interest rates, flexible loan terms, quick loan approval, and personalized loan services.

The various auto loan options that you can choose from at our credit union include secured auto loan, new car 72-month auto financing, and low interest used car loan. Our integrity and commitment to meeting the financial needs of our members has gone on to make us one of the most renowned credit unions in Texas. We also make an effort to make the loan repayment process easier, through easy online access for loan payments, and loan payment calculators to guide your financial decisions. Being a non-profit, member-run organization, we do not include any hidden fees or costs in our loan payments, and offer a high degree of transparency all through the loan process.

Once you qualify for our auto loans, we shall help you to tailor an auto loan that best meets your budget and needs. With the assistance of our financial advisors, you can be sure to hit the road faster, as we make every effort to offer you the lowest possible interest rates, and a fast and easy loan process. Our secured auto loans are also a good option if you are looking for an auto loan, and already own a car with a worth that is at least 20% greater than that of the requested loan. For those looking to buy a car on limited savings or a fixed income, our 72-month auto loan could be the best option, as it makes it possible for you to invest in your dream car without breaking the bank.

Buying a new car is always exciting and simple auto loans in Killeen have made procuring the desired set of wheels even more easy. However, when it comes to paying off the loan no matter how cheap, most buyers find themselves making the uncomfortable realization of having spent more than they had set out for. If you are stuck with a car loan that is jeopardizing your life and are desperate to be done with paying it, there are several ways you can make that happen.

The following tips highlight some effective ways to pay off your secured car loan faster and hence save on interest payments in the long run-

• The first step is to be clear about exactly how much you owe on your car loan. Known as the payoff amount of the loan, this figure is calculated taking in account the amount you have already paid, as well as the payment including interest that you still owe. Knowing exactly how much is still due on your loan can help to create a payment strategy.
• It is also advisable to be clear about the terms and conditions of your loan from the get-go and know whether repaying the loan before the scheduled period will involve an early penalty fee.
• Talk to your auto loan provider about payoff options, as some of these institutions may have some provision for waving off the penalty if the entire balance is paid in a single payment. If you can afford to make such a payment this could be the easiest way to pay off your loan without any extra penalty.
• Another way to pay off your loan quickly is by using any extra cash that you get such as a bonus at work or a cash gift towards your car loan payment.
• If you feel that you can afford to make a higher monthly payment for your car loan, this could be an option worth considering. For instance, if your current monthly payment is $200, changing it to $300 could help you to pay off the loan faster, and hence save considerably on interest.
• Another useful tip for paying off your car loan is by borrowing off other investments, such as insurance, house equity, retirement plans, etc., which typically have lower interest rates compared to car loans.

We at Greater Central Texas Federal Credit Union provide you quick and cheap car loans in Texas. For more details, you can visit us at 3305 E Elms Road, Killeen, TX 76542. You can also call us at 254-690-2274.