If you have chosen to get a car loan from a bank, you better think again. Banks often make you wait for several months to get your car loan sanctioned. Not only they take a long time, but also make you go through a complex procedure. The best way to save yourself from all these hassles is to opt for a reliable financial institution. 

Unlike the banks, the financial institutions offer quicker and convenient car loans. The main reason behind this is the adoption of faster loan processing procedures. The paper work is not too demanding and decision about Auto Loan approval/ disbursement is taken quickly. If the financial institution can judge that you are capable of repaying the loan amount, you will be provided with the loan within a span of time.

We at Greater Central Texas Federal Credit Union provide instant auto loans to all those who are constantly turned down by banks. We offer both secured as well as unsecured loans at very appreciable rate of interests. The loan sanction process is very simple and instant. We do not have lengthy procedure  or paper works that delays auto loan application process.

No matter you want to purchase a car, truck, van or any other vehicle, we finance it all. Not only we provide auto loans for buying new vehicles but you can also take loan to buy used automobiles. All you need to do is fill a simple loan application form and provide a few supporting documents. Upon approval, the loan is disbursed immediately. You can also avail a number of special discounts depending on the kind of credit card you hold. Master card and visa card owners can enjoy hefty discounts on auto loans and other loans offered by us.

There are various options for Auto Loans in Texas, they may range from short term to long term auto loans. Depending on your requirement and payment capacity, you should opt for one. For more details on cheap auto loans and car financing, visit us at Greater Central Texas Federal Credit Union located at 3305 E Elms Road, Killeen, TX 76542. You can also call us at 254-690-2274.

Cheap Auto Loan - 72 Month Auto Financing

More and more prospective homebuyers are relying on credit unions for home loans these days, as the credit unions offer a variety of plans and benefits to the members. Besides competitive rates, the credit unions offer low closing costs and their loan programs are ideal to meet typical financial needs. Here are some reasons that make credit unions a good source for home loans in Killeen TX.

• Better Chances of home approvals: It is a fact that the credit unions are more considerate towards you as a member. They listen to your reasons and offer a quick approval. Even if you had problem with your credits in the past, credit unions are ready to make adjustment in the loan terms for the members.  This definitely is one of the major reasons that people seek loan from credit unions now a days.
• Lower rates of interests: The major reason that people are counting on credit unions for their home loans is lower rate of interests. Besides lower banking fees, they require lower balance. This makes them the first choice of union members who want to apply for home loan, or any other loan.
• Personalized service: Credit unions are members oriented. They are nonprofit organizations that help the members for the growth of the community. The aim of a credit union is to provide members with quality customer services. As, all the decisions are made by the volunteer board members, so they have a personalized approach. You can easily tell them your concerns about your loan and flexibility that you desire in your payment options. The credit unions often consider your issues and work with your best interests in focus.
• Low closing costs and time: Getting home loans from credit unions involve less paper work and bureaucratic formalities. It takes less time to get the loan from the credit union and it involves low closing costs.
• Guidance: The credit unions have their resource centers where you can get all the required information regarding your home loan. The guides available there at the center help you take better decisions. Whether you have already taken a loan or applying for the first time, you can get reliable answers to your queries here.
• Non-profit: The credit unions have non-sales approach, as they do not work for profits. The unions work for the advantage of members and are not driven to make profit by selling anything. Their all profits return to the members in the form of lower rates