Buying a pre-owned car is a tricky task as the vehicle can have several hidden problems which you might not notice (even when you test-drive the car). For this reason, having a knowledgeable mechanic always proves to be beneficial.  It is also a smart move to buy certified pre-owned vehicles from reputed deals.

Whatever be the source of your vehicle, you should keep in mind the following points so that you are able to take the right decision:

• Check out the minor & major problems: Keep a track on the minor problems while negotiating the deal. It is obvious that the vehicle will have some issues, so do not worry as these can be repaired and taken care of later. But if you see any major issue in the car, then it is advisable to consider another car.
• Check car history records: The car history record will make you know about the past problems including any kind of accidents, damage, rental use etc.
• Check the car body: Have a thorough look at the overall appearance of the car. It includes the body lines, color, windshield, scratches, dents, corrosion spots, mirrors, wipers, wheel covers and many more. If you find any problem you may negotiate the price further down accordingly.
• Check the door: In order to check the doors, open them and try lifting up on the hinges. The hinges must have ample free play (not excessive) and doors must be easy to close.
• Check the tires: The tires must be of reputable brand and their sidewalls must be damage free ie free from cuts, bubbles, cracks etc.
• Check vehicle manufacturer’s label: It is usually located on the driver’s door. Do check for the VIN number and the manufacturing date.
• Check the interior: Car’s interior must be in good condition. Check for any burn marks, scratches, tears in the seats, broken door handles, visors, electrical accessories like CD player, air conditioner, heater, radio, remote control functioning et al must also be checked.

To avail cheap auto loans for both used and new cars or to know more about these guidelines visit us at Greater Central Texas Federal Credit Union. We provide you quick and cheapest car loans in Texas. For more details contact us at 3305 E Elms Road, Killeen, TX 76542. You can also call us at 254-690-2274.

Cheap Auto Loan - Lowest Used Car Loan

Everyone loves buying a new car but very few consider the option of a used car as a smart move. Of course, nothing compares to the feeling of driving a new car out of the showroom, but the moment it is out, it has already depreciated in value. A used car on the other hand holds longer to its value thus giving you much more value for your money. It is an economically viable option as you can get it financed for much less as compared to a new car without compromising on the features and its life.

However, buying a used car can be a tricky choice to make, as you will have to ensure the dealer you are dealing has high credibility. You should also be good at negotiating, as this will help you strike a deal that will be beneficial to you in terms of the cost. When it comes to buying used cars, your assessment of its condition is very important and for this, you should have at least some basic knowledge about vehicles. You may also need to ask your dealer a number of questions to clarify any doubts that you have without any hesitation knowing that it is your right as a buyer,

After you have finally settled for a car, it is important to get it checked thoroughly by a mechanic for any defects. Sometimes, a vehicle might look spic and span from the exteriors, but within, it could be having a host of problems that are difficult for a layman to assess. You should also ask for the vehicles history as such details will give you an insight into who owned the car previously, whether it had an accident or any other problem. If your mechanic passes the vehicle and you have no problem with its history, you will now have to bargain to the best of your ability.

In economic times as unpredictable as today’s, it is a smarter choice to opt for a used car as opposed to a new one in every respect. Car dealers these days stress a lot on the condition of the car and make the most of the latest technology to ensure that a used car looks as good as a new one. For you as a buyer, it is a win win situation as you get the best for a very reasonable amount of money.

We at Greater Central Texas Federal Credit Union provide cheap and quick secured car loans, for used car as well as the new ones. For more details, kindly visit us at 3305 E Elms Road, Killeen, TX 76542 or call us at 254-690-2274.