Contact Us : (254) 690 - 2274
Fax : (254) 690 - 2708
Alphabetical Index
Serving Central Texas since 1957
Formerly Known As Killeen Teachers Federal Credit Union
Secure and Unsecure Loans
Unsecured/Signature Loans

Are you ready for a vacation or have an unexpected expenditure? Let us help!  GCTFCU offers unsecured/personal loans at great rates. 
 Approvals are usually made within 24 - 48 hours from the time we receive your completed application and verification of income. Direct deposit, payroll deduction and automatic transfer services are available for your payment convenience. 

 Contact the loan officer at 690-2274 or apply now. 

 
Secured Loans
A secured loan is one granted against collateral that has a value equal to or greater than the balance of the loan.  In some instances, a loan may not be granted unless the collateral has a value as much as 20% greater than the loan requested.
 A share secured loan is a loan backed by a share account (excluding an IRA) held with GCTFCU.  The balance in the share account must remain equal to or greater than the balance of the loan through the life of the loan.
 
Contact the loan officer at 690-2274 or apply now
 
Credit Builder Loan
 
Think "Lay-a-Way for Cash"!!
 
Establish or improve your credit score with a credit builder loan.  Money is deposited into a share account and will not be released until the balance of the loan is paid off.
 
Contact the loan officer at 690-2274 or apply now
 
 Check out our rates
 
 Click here to calculate your loan payment
 
  Skip-a-Payment Application