GCTFCU has many products to offer including: 


Checking Account- No monthly service charges and free and unlimited check writing, Visa and ATM transactions.

Low interest loans- Our loans are very competitive with local area financial institutions. New car loans as low as 2.99% Annual Percentage Rate (APR) wac*. Used car loans as low as 3.99% APR wac*. Unsecured loans as low as 11.5% APR wac*.

MasterCard- We offer regular MasterCard, Gold MasterCard, and Platinum MasterCard. Check out our rates - 9.95% APR for regular, 9.25% APR for Gold, and 8.99% APR for Platinum.

Savings accounts- Our many types of savings accounts include: Vacation and Christmas Club, Money Market accounts, IRA's, and Certificates of Deposit.  

* with approved credit 


Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .75% APY**
view all **as low as
  as high as **
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

9:00 am - Noon