A GCTFCU certificate is the perfect way to save for an education, special vacation, or as part of your long-term financial planning.  Our certificates of deposit offer flexibility, variety, and convenience.  

GCTFCU  understands that members have different savings needs. Some prefer short-term goals with investment flexibility while others prefer to deposit their funds for a longer term to optimize dividends.
You can select a CD with the rate and term that will meet your individual goals.   We offer terms from 6 months to 3 years, with a minimum deposit of $1,000.

A GCTFCU CD allows for investment of the dividends earned to be rolled back into the CD.  If you prefer, you may choose to have the quarterly dividends transferred to your savings account.



Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .75% APY**
view all **as low as
  as high as **
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

9:00 am - Noon