Effective Interest & Divident Rates as of July 23, 2013

*Discount APR figured with approved credit AND automatic/electronic payment

**Vehice Loan Example - $20,000 @60 mo with APR 2.99% = 3.045APY

Secured Loans *APR
(Annual % Rate)
Term
Down Payment May Be Required    
New Autos, Boats, Motorcycles, etc.    
A credit *2.99 up to 60 mo
B credit *2.99 up to 60 mo
C credit 7.99 up to 60 mo
UsedAutos, Boats, Motorcycles, etc.    
A credit *3.99 up to 60 mo
B credit *3.99 up to 60 mo
C credit 9.99

up to 60 mo

 **  Ask about our 72 month Vehicle Loan Rates  **

Share Secured Loans: 3.59% + Current Dividend Rate on

Shares or CD 

Loan Processing Fees:  Less Than $1,000 - $20,000

                                                             $1,000 and higher - $25

A Rate Discount up to .50% may be given for all unsecured loans if you have 2 of the following items with us:
Checking, Direct Deposit, MasterCard, CDs or Payroll Deduction.

Unsecured Loans APR* Term
 
    A+credit 11.50% n/a
    A credit 12.50% n/a
    B credit 13.50% n/a
    C credit 15.50% n/a
 

**APY=Annual Percentage Yield

Savings Rate APY** Term
Savings (minimum $20 + $5 fee) .10 .10 n/a
IRAs .60 .60 n/a
Money Market Tier Accounts Rate APY** Term
$2,500 - $9,999 .120 .12 n/a
$10,000 -$24,999 .140 .14 n/a
$25,000+ .160 .16 n/a
       
       

 

Certificates of Deposits Rate APY** Term
$1,000+      
6 month .250 .25 6 mo
12 month .399 .40 12 mo
24month .549 .55 24 mo
36 month .748 .75 36 mo
       
       
       
       
       
       

**APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal.
Rates may change at any time.

CURRENT RATES

Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .75% APY**
view all **as low as
  as high as **
SPECIALS
Location    
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
 
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

Saturday
9:00 am - Noon