All you need:                                                   

2 forms of ID (social security and picture id)

To live, work, worship west of I-35

$5.00 fee for opening account

$20.00 to remain in account


Various savings accounts offered are:   

      • Share Account
      • Money Market Accounts
      • Christmas Club
      • Vacation Club
      • Certificates of Deposit
      • Individual Retirement Account (IRA)

Christmas Club Account

Thinking about Christmas yet?  Open up a Christmas Club account today with only $25! The checks will be released on November 1st.  (There is a $10.00 penalty for all early withdrawals or if you close your account before October 1st.)


Vacation Club Account

  A member can open a Vacation Club account anytime throughout the year for $25. The interest rate on a Vacation Club is .15% APY*. There is a penalty of $10.00 for early withdrawals.

* annual percentage yield, rate may change at any time.** minimum to open an account and earn dividends.



Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .75% APY**
view all **as low as
  as high as **
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

9:00 am - Noon