Our checking accounts offer the convenience you need in conducting your daily financial affairs. 

For direct deposit, our routing number is 311985429.
 No Monthly Service Fee
  • Minimum Daily Balance:  $300
  • No Transaction Charges
  • FREE Debit Card Available
    • Master Card logo
  • Overdraft Protection (with direct deposit)
  • Courtesy Pay Policy:
    • Must remain current in all accounts
    • Must have direct deposit
    • Clear Chexsystem record of one year
    • Be eligible for all credit union services
    • New members must maintain good standing for six months to become eligible for Courtesy Pay

Online Access

Order your checks onlineLook at our online catalog and pick the checks that are best for you.  


Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .65% APY**
view all **as low as
  as high as **
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

9:00 am - Noon