calculat.htmLoans | Savings | Certificates
| Loans |
Rate |
APR* |
Term |
|
| New Autos, Boats, Motorcycles, etc. |
|
|
|
|
| A + credit (750 and better) |
4.899 |
4.99 |
up to 72 |
Calculator |
| A or B credit |
5.668 |
5.79 |
36 |
Calculator |
| A or B credit |
5.845 |
5.89 |
48 |
Calculator |
| A or B credit |
5.860 |
5.99 |
60 |
Calculator |
| A or B credit |
6.147 |
6.29 |
72 |
Calculator |
| Used Autos, Boats, Motorcycles, etc. |
|
|
|
|
| A + credit (750 and better) |
5.860 |
5.99 |
up to 72 |
Calculator |
| A credit |
7.298 |
7.50 |
up to 60 |
Calculator |
| A credit |
8.467 |
8.74 |
up to 72 |
Calculator |
| B credit |
8.467 |
8.74 |
up to 60
|
Calculator
|
| B credit |
10.330 |
10.74 |
up to 72 |
Calculator |
| |
| Share Secured Loans : 3.59% + Current Dividend Rate on Shares or CD |
**A Rate Discount up to .50% may be given for all unsecured loans if you have 2 of the following items with us: Checking, Direct Deposit, MasterCard, CDs or Payroll Deduction.**
|
| Savings |
Rate |
APY* |
Term |
| Savings (minimum $20, $5.00 fee) |
5.99 |
.60 |
n/a |
| Christmas Club (minimum $25) |
2.231 |
2.25 |
n/a |
| Vacation Club (minimum $25) |
2.231 |
2.25 |
n/a |
| IRAs |
2.820 |
2.85 |
|
|
Checking
|
Rate
|
|
|
|
Maintain minimum daily balances of $1000.00
|
5.99 |
.60 |
|
|
| Money Market Tier Accounts |
Rate |
APY* |
Term |
| $2,500 - $4,999 |
1.985
|
2.00 |
n/a |
| $5,000 - $9,999 |
2.280
|
2.30 |
n/a |
| $10,000 - $24,999 |
2.477 |
2.50
|
n/a |
| $25,000 + |
2.771 |
2.80 |
n/a |
Rates effective as of April 29, 2008. Rates may change at any time.
APY=Annual Percentage Yield
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|
| Certificates |
Rate |
APY* |
Term |
| 12 month CD $1,000+ |
2.526 |
2.55 |
12 |
| 24 month CD $1,000+ |
2.624 |
2.65 |
24 |
| 36 month CD $1,000+ |
2.722 |
2.75 |
36 |
| 48 month CD $1,000+ |
3.113 |
3.15 |
48 |
| 60 month CD $1,000+ |
3.162 |
3.20
|
60 |
| |
|
|
|
| 6 month CD $10,000+ |
2.918 |
2.95 |
6 |
| 12 month CD $10,000+ |
2.957 |
2.99 |
12 |
| 24 month CD $10,000+ |
2.987 |
3.00 |
24 |
| 36 month CD $10,000+ |
3.113 |
3.15 |
36 |
| 48 month CD $10,000+ |
3.211 |
3.25 |
48 |
| 60 month CD $10,000+ |
3.455 |
3.50
|
60 |
| Add 20 base points to APY for Jumbo CDs of $50,000 or more for 36 months or longer (i.e. 60 month CD $50,000) |
|
4.00 |
60 |
|
A penalty will be imposed for early withdrawal.
APY=Annual Percentage Yield
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|
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